Effective Date: August 16, 2025

Penny Pal (“the App”) is developed by Taylor Worst. Your privacy is important, and this Privacy Policy explains how information is handled when you use the App.

1. Information We Collect

Penny Pal does not collect, store, or share any personally identifiable information (such as name, email, or phone number).

2. Data Storage

All data you enter into Penny Pal (such as budgets, expenses, or savings goals) is stored locally on your device. The App does not transmit your data to external servers.

3. Third-Party Services

Penny Pal does not use third-party analytics, advertising, or tracking services.

4. Data Deletion

You are in full control of your data. If you wish to delete your information, you can do so by removing the data within the App or uninstalling the App from your device. At this time, Penny Pal does not provide a way to export or request a copy of your data.

5. Children’s Privacy

Penny Pal is not intended for children under the age of 13. The App does not knowingly collect or store data from children.

6. Changes to This Policy

This Privacy Policy may be updated from time to time. Any changes will be reflected within the App and updated with a new effective date.

7. Contact

If you have questions about this Privacy Policy, please contact:
Taylor Worst
pennypalapp@gmail.com